:root {
  --navy-950: #031a31;
  --navy-900: #06284b;
  --navy-800: #0a3a68;
  --blue: #176ca4;
  --sky: #36a8d4;
  --ice: #e5f2f6;
  --paper: #f2f0e9;
  --white: #ffffff;
  --ink: #10243a;
  --muted: #617286;
  --line: #dce4e8;
  --radius: 0;
  --shadow: 0 18px 50px rgba(2, 24, 45, .14);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 80px; }
body { margin: 0; color: var(--ink); background: var(--paper); font-family: Inter, "Segoe UI", Arial, sans-serif; -webkit-font-smoothing: antialiased; }
a { color: inherit; }
button, input, select, textarea { font: inherit; }
img, svg { display: block; max-width: 100%; }
.container { width: min(1180px, calc(100% - 48px)); margin-inline: auto; }
.section { padding: 112px 0; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; left: 16px; top: -60px; z-index: 999; padding: 12px 18px; background: #fff; color: var(--navy-900); text-decoration: none; transition: top .2s; }
.skip-link:focus { top: 16px; }

.site-header { position: fixed; inset: 0 0 auto; z-index: 50; color: var(--navy-950); background: rgba(242,240,233,.94); border-bottom: 1px solid rgba(3,26,49,.18); backdrop-filter: blur(16px); }
.header-inner { min-height: 78px; display: flex; align-items: center; justify-content: space-between; gap: 28px; }
.brand { display: inline-flex; align-items: center; gap: 12px; color: var(--navy-900); text-decoration: none; }
.brand-mark { width: 35px; height: 35px; display: grid; grid-template-columns: 8px 8px 8px; align-items: end; gap: 3px; padding: 5px; border-left: 5px solid currentColor; border-bottom: 5px solid currentColor; }
.brand-mark i { display: block; background: currentColor; }
.brand-mark i:nth-child(1) { height: 20px; }.brand-mark i:nth-child(2) { height: 13px; }.brand-mark i:nth-child(3) { height: 7px; }
.brand-name { font-family: Georgia, "Times New Roman", serif; font-size: 18px; letter-spacing: .01em; text-transform: uppercase; }
.brand-name b { color: var(--sky); font-weight: 400; }
.main-nav { display: flex; align-items: center; gap: 32px; }
.main-nav > a { font-size: 14px; font-weight: 600; text-decoration: none; opacity: .86; transition: opacity .2s, color .2s; }
.main-nav > a:hover, .main-nav > a:focus-visible { color: var(--sky); opacity: 1; }
.menu-toggle { display: none; width: 44px; height: 44px; border: 0; color: var(--navy-900); background: transparent; cursor: pointer; }
.menu-toggle span:not(.sr-only) { width: 24px; height: 2px; margin: 5px auto; background: currentColor; transition: transform .2s, opacity .2s; }

.button { min-height: 54px; display: inline-flex; align-items: center; justify-content: center; gap: 22px; padding: 0 25px; border: 1px solid var(--navy-900); border-radius: var(--radius); color: white; background: var(--navy-900); font-weight: 750; font-size: 13px; letter-spacing: .02em; text-decoration: none; cursor: pointer; box-shadow: none; transition: transform .2s, color .2s, background .2s; }
.button:hover, .button:focus-visible { transform: translateY(-2px); color: var(--navy-950); background: var(--sky); }
.button-small { min-height: 42px; padding: 0 18px; color: white!important; opacity: 1!important; }.button-small:hover { color: var(--navy-950)!important; }

.hero { position: relative; min-height: 790px; overflow: hidden; padding: 160px 0 98px; color: var(--navy-950); background: var(--paper); }
.hero::after { content: "RIESGO / COBERTURA / CONTINUIDAD"; position: absolute; left: 0; right: 0; bottom: 0; height: 34px; display: flex; align-items: center; padding-left: max(24px, calc((100% - 1180px)/2)); color: white; background: var(--navy-900); font-size: 9px; font-weight: 800; letter-spacing: .28em; }
.hero-grid { position: absolute; inset: 0; opacity: .28; background-image: linear-gradient(rgba(3,26,49,.12) 1px, transparent 1px), linear-gradient(90deg, rgba(3,26,49,.12) 1px, transparent 1px); background-size: 80px 80px; mask-image: linear-gradient(90deg, transparent, #000 48%, #000); }
.hero-layout { position: relative; z-index: 2; display: grid; grid-template-columns: 1.08fr .92fr; align-items: center; gap: 90px; }
.eyebrow { display: flex; align-items: center; gap: 11px; margin: 0 0 24px; color: var(--blue); font-size: 11px; font-weight: 800; letter-spacing: .2em; text-transform: uppercase; }
.eyebrow span { width: 28px; height: 2px; background: currentColor; }
.eyebrow.dark { color: var(--blue); }
.hero h1, .intro h2, .section-heading h2, .method h2, .contact h2 { margin: 0; font-family: Georgia, "Times New Roman", serif; font-weight: 400; line-height: 1.02; letter-spacing: -.035em; }
.hero h1 { max-width: 720px; font-size: clamp(52px, 5.7vw, 82px); }
h1 em, h2 em { color: var(--blue); font-weight: 400; }
.hero-lead { max-width: 630px; margin: 28px 0 0; color: var(--muted); font-size: 18px; line-height: 1.7; }
.hero-actions { display: flex; align-items: center; gap: 30px; margin-top: 36px; }
.text-link { color: var(--navy-900); font-size: 13px; font-weight: 800; text-decoration: none; }
.text-link span { padding-left: 10px; color: var(--sky); }
.hero-trust { display: flex; gap: 28px; margin-top: 50px; padding-top: 25px; border-top: 1px solid rgba(3,26,49,.2); color: var(--muted); font-size: 12px; }
.hero-trust span { display: flex; align-items: center; gap: 8px; }
.hero-trust svg { width: 20px; fill: none; stroke: var(--blue); stroke-width: 1.6; }
.editorial-panel { position: relative; min-height: 520px; display: flex; flex-direction: column; justify-content: space-between; padding: 28px; color: white; background: var(--navy-900); }
.editorial-panel::before { content: ""; position: absolute; left: 50%; top: 0; bottom: 0; width: 1px; background: rgba(255,255,255,.1); }.editorial-panel::after { content: ""; position: absolute; top: 50%; left: 0; right: 0; height: 1px; background: rgba(255,255,255,.1); }
.panel-meta, .panel-footer { position: relative; z-index: 1; display: flex; justify-content: space-between; color: rgba(255,255,255,.58); font-size: 9px; font-weight: 800; letter-spacing: .18em; }
.panel-title { position: relative; z-index: 1; display: flex; flex-direction: column; align-items: flex-start; font-family: "Arial Narrow", Impact, sans-serif; font-size: clamp(44px, 5.4vw, 72px); font-weight: 800; line-height: .86; letter-spacing: -.055em; }
.panel-title span:nth-child(2) { align-self: flex-end; color: var(--sky); }.panel-title span:nth-child(3) { margin-left: 8%; color: transparent; -webkit-text-stroke: 1px rgba(255,255,255,.8); }
.panel-seal { position: absolute; right: 28px; top: 70px; width: 64px; height: 64px; display: grid; place-items: center; border: 1px solid var(--sky); border-radius: 50%; color: var(--sky); font-family: Georgia, serif; font-size: 18px; transform: rotate(8deg); }
.hero-index { display: flex; align-items: center; gap: 12px; margin-top: 14px; color: var(--navy-900); font-family: Georgia, serif; font-size: 12px; }.hero-index i { flex: 1; height: 1px; background: var(--navy-900); }
.hero-visual { position: relative; }
.risk-card { position: relative; padding: 27px 32px 34px; border: 1px solid rgba(255,255,255,.17); background: linear-gradient(145deg, rgba(255,255,255,.1), rgba(255,255,255,.035)); backdrop-filter: blur(12px); box-shadow: 0 34px 80px rgba(0,0,0,.2); }
.risk-card::before, .risk-card::after { content: ""; position: absolute; width: 42px; height: 42px; border-color: var(--sky); opacity: .8; }
.risk-card::before { left: -1px; top: -1px; border-left: 2px solid; border-top: 2px solid; }.risk-card::after { right: -1px; bottom: -1px; border-right: 2px solid; border-bottom: 2px solid; }
.risk-card-top { display: flex; align-items: center; gap: 9px; padding-bottom: 20px; border-bottom: 1px solid rgba(255,255,255,.12); color: rgba(255,255,255,.7); font-size: 10px; letter-spacing: .14em; text-transform: uppercase; }
.status-dot { width: 7px; height: 7px; border-radius: 50%; background: #5fe3b1; box-shadow: 0 0 0 5px rgba(95,227,177,.1); }
.status { margin-left: auto; color: #5fe3b1; }
.shield { width: 112px; margin: 34px auto 22px; }
.shield svg { fill: rgba(88,194,232,.08); stroke: var(--sky); stroke-width: 2; }
.shield svg path:last-child { fill: none; stroke-width: 5; }
.risk-card h2 { margin: 0 0 30px; text-align: center; font-family: Georgia, serif; font-size: 29px; font-weight: 400; line-height: 1.2; }
.risk-points { display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1px solid rgba(255,255,255,.12); }
.risk-points > div { padding: 22px 12px 0; border-right: 1px solid rgba(255,255,255,.1); }.risk-points > div:last-child { border: 0; }
.risk-points span { color: var(--sky); font-family: Georgia, serif; font-size: 16px; }
.risk-points p { margin: 9px 0 0; }.risk-points b, .risk-points small { display: block; }.risk-points b { font-size: 11px; }.risk-points small { margin-top: 5px; color: rgba(255,255,255,.48); font-size: 9px; line-height: 1.4; }
.floating-note { position: absolute; right: -30px; bottom: -34px; display: flex; align-items: center; gap: 13px; padding: 15px 18px; color: var(--ink); background: white; box-shadow: var(--shadow); }
.floating-note > span { width: 32px; height: 32px; display: grid; place-items: center; color: var(--navy-900); background: var(--ice); border-radius: 50%; }.floating-note p { margin: 0; }.floating-note b, .floating-note small { display: block; }.floating-note b { font-size: 12px; }.floating-note small { margin-top: 4px; color: var(--muted); font-size: 10px; }

.intro { background: #fff; }
.intro-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 110px; align-items: start; }
.intro h2, .section-heading h2, .method h2, .contact h2 { font-size: clamp(40px, 4vw, 58px); }
.intro h2 em { color: var(--blue); }
.intro-text { padding-top: 34px; border-top: 1px solid var(--line); }
.intro-text p { margin: 0 0 22px; color: var(--muted); font-size: 17px; line-height: 1.8; }

.services { background: var(--paper); }
.section-heading { display: flex; justify-content: space-between; align-items: end; gap: 60px; margin-bottom: 54px; }
.section-heading > p { width: 340px; margin: 0; color: var(--muted); line-height: 1.7; }
.services-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.insurance-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.insurance-card { position: relative; min-height: 545px; display: flex; flex-direction: column; padding: 40px; overflow: hidden; border: 1px solid var(--line); background: #fff; transition: transform .25s, box-shadow .25s; }
.insurance-card:hover { transform: translateY(-5px); box-shadow: 0 22px 55px rgba(7,49,82,.11); }
.transport-card { color: #fff; border-color: var(--navy-900); background: radial-gradient(circle at 90% 10%, rgba(88,194,232,.18), transparent 30%), var(--navy-900); }
.insurance-card-head { display: flex; align-items: start; justify-content: space-between; }
.insurance-icon { width: 72px; height: 72px; display: grid; place-items: center; color: var(--blue); background: var(--ice); }
.transport-card .insurance-icon { color: var(--sky); background: rgba(88,194,232,.11); }
.insurance-icon svg { width: 43px; fill: none; stroke: currentColor; stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round; }
.insurance-number { color: #9cabb5; font-family: Georgia, serif; font-size: 15px; }.transport-card .insurance-number { color: rgba(255,255,255,.5); }
.insurance-type { margin: 42px 0 10px; color: var(--blue); font-size: 10px; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; }.transport-card .insurance-type { color: var(--sky); }
.insurance-card h3 { margin: 0; font-family: Georgia, serif; font-size: clamp(32px, 3vw, 44px); font-weight: 400; }
.insurance-description { max-width: 520px; margin: 17px 0 26px; color: var(--muted); font-size: 15px; line-height: 1.75; }.transport-card .insurance-description { color: rgba(255,255,255,.68); }
.insurance-card ul { margin: 0 0 28px; padding: 0; list-style: none; border-top: 1px solid rgba(255,255,255,.13); }
.insurance-card li { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; padding: 14px 0; border-bottom: 1px solid rgba(255,255,255,.13); }.insurance-card li span { font-size: 13px; font-weight: 750; }.insurance-card li small { color: rgba(255,255,255,.52); font-size: 11px; line-height: 1.45; }
.insurance-card > a { display: inline-flex; align-items: center; gap: 16px; margin-top: auto; color: var(--blue); font-size: 13px; font-weight: 800; text-decoration: none; }.transport-card > a { color: var(--sky); }
.general-categories { display: grid; grid-template-columns: 1fr 1fr; margin-bottom: 28px; border-top: 1px solid var(--line); }
.general-categories span { position: relative; padding: 14px 8px 14px 18px; border-bottom: 1px solid var(--line); color: var(--ink); font-size: 12px; }.general-categories span::before { content: ""; position: absolute; left: 0; top: 50%; width: 7px; height: 2px; background: var(--sky); }
.service-card { position: relative; min-height: 430px; padding: 32px 26px 28px; overflow: hidden; border: 1px solid var(--line); background: #fff; transition: transform .25s, box-shadow .25s, border-color .25s; }
.service-card:hover { transform: translateY(-6px); border-color: #bdd9e5; box-shadow: 0 18px 50px rgba(7,49,82,.1); }
.service-card.featured { color: #fff; border-color: var(--navy-900); background: var(--navy-900); }
.service-number { position: absolute; right: 22px; top: 19px; color: #aebbc4; font-family: Georgia, serif; font-size: 13px; }
.featured .service-number { color: rgba(255,255,255,.45); }
.service-icon { width: 62px; height: 62px; display: grid; place-items: center; margin-bottom: 55px; color: var(--blue); background: var(--ice); }
.featured .service-icon { color: var(--sky); background: rgba(88,194,232,.11); }
.service-icon svg { width: 38px; fill: none; stroke: currentColor; stroke-width: 1.5; stroke-linecap: round; stroke-linejoin: round; }
.service-card h3 { margin: 0 0 14px; font-family: Georgia, serif; font-size: 27px; font-weight: 400; }
.service-card p { min-height: 75px; margin: 0 0 24px; color: var(--muted); font-size: 14px; line-height: 1.75; }.featured p { color: rgba(255,255,255,.68); }
.service-card ul { margin: 0; padding: 20px 0 0; border-top: 1px solid var(--line); list-style: none; }.featured ul { border-color: rgba(255,255,255,.13); }
.service-card li { position: relative; margin: 9px 0; padding-left: 17px; font-size: 12px; line-height: 1.4; }.service-card li::before { content: ""; position: absolute; left: 0; top: .55em; width: 6px; height: 2px; background: var(--sky); }
.service-card.wide { grid-column: 2 / 4; min-height: 260px; display: grid; grid-template-columns: 72px 1fr 1fr; gap: 25px; align-items: start; }
.service-card.wide .service-icon { margin: 0; }.service-card.wide p { min-height: 0; }.service-card.wide ul { padding: 0 0 0 24px; border-top: 0; border-left: 1px solid var(--line); }

.method { position: relative; overflow: hidden; color: #fff; background: var(--navy-950); }
.method::before { content: ""; position: absolute; inset: 0; opacity: .07; background: repeating-linear-gradient(115deg, transparent 0 55px, #fff 56px 57px); }
.method-layout { position: relative; display: grid; grid-template-columns: .85fr 1.15fr; gap: 110px; }
.method-copy > p:not(.eyebrow) { max-width: 460px; margin: 26px 0 35px; color: rgba(255,255,255,.66); font-size: 16px; line-height: 1.75; }
.button-light { color: white; border-color: rgba(255,255,255,.35); background: transparent; box-shadow: none; }.button-light:hover { color: var(--navy-950); border-color: var(--sky); background: var(--sky); }
.method-steps { margin: 0; padding: 0; list-style: none; }
.method-steps li { display: grid; grid-template-columns: 55px 1fr; gap: 24px; padding: 24px 0; border-top: 1px solid rgba(255,255,255,.12); }.method-steps li:last-child { border-bottom: 1px solid rgba(255,255,255,.12); }
.method-steps > li > span { color: var(--sky); font-family: Georgia, serif; font-size: 18px; }
.method-steps h3 { margin: 0 0 8px; font-family: Georgia, serif; font-size: 24px; font-weight: 400; }.method-steps p { margin: 0; color: rgba(255,255,255,.58); font-size: 14px; }

.contact { background: #fff; }
.contact-layout { display: grid; grid-template-columns: .82fr 1.18fr; gap: 110px; }
.contact-copy > p:not(.eyebrow) { margin: 26px 0 35px; color: var(--muted); line-height: 1.75; }
.email-link { display: inline-flex; align-items: center; gap: 14px; text-decoration: none; }
.mail-icon { width: 46px; height: 46px; display: grid; place-items: center; color: var(--blue); background: var(--ice); font-weight: 800; }.email-link small, .email-link b { display: block; }.email-link small { margin-bottom: 4px; color: var(--muted); font-size: 11px; }.email-link b { color: var(--navy-900); font-size: 15px; }
.contact-form { padding: 38px; border: 1px solid var(--navy-900); background: var(--paper); box-shadow: none; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.contact-form label { display: block; margin-bottom: 19px; color: var(--navy-900); font-size: 12px; font-weight: 750; }
.contact-form input, .contact-form select, .contact-form textarea { width: 100%; margin-top: 8px; padding: 13px 14px; border: 1px solid #ccd7dc; border-radius: 2px; outline: 0; color: var(--ink); background: white; font-weight: 400; transition: border-color .2s, box-shadow .2s; }
.contact-form input, .contact-form select { height: 48px; }.contact-form textarea { resize: vertical; }
.contact-form input:focus, .contact-form select:focus, .contact-form textarea:focus { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(23,108,164,.12); }
.submit-button { width: 100%; border: 0; }
.form-note { margin: 13px 0 0; color: var(--muted); font-size: 10px; text-align: center; }

.site-footer { padding: 50px 0; color: rgba(255,255,255,.62); background: #021426; }
.footer-inner { display: grid; grid-template-columns: auto 1fr auto; align-items: center; gap: 28px; }
.brand-footer { color: #fff; }.site-footer p { margin: 0; font-size: 12px; }.site-footer nav { display: flex; gap: 24px; }.site-footer nav a { font-size: 12px; text-decoration: none; }.site-footer nav a:hover { color: white; }.copyright { grid-column: 2; }
.toast { position: fixed; left: 50%; bottom: 30px; z-index: 100; padding: 14px 22px; color: white; background: var(--navy-900); box-shadow: var(--shadow); transform: translate(-50%, 100px); opacity: 0; transition: .3s; pointer-events: none; }.toast.show { transform: translate(-50%, 0); opacity: 1; }
.whatsapp-float { position: fixed; right: 24px; bottom: 24px; z-index: 80; width: 156px; height: 58px; display: flex; align-items: center; justify-content: center; gap: 10px; padding: 0 18px; border: 2px solid #fff; border-radius: 999px; color: white; background: #25d366; box-shadow: 0 12px 32px rgba(6,40,75,.28), inset 0 0 0 1px rgba(0,0,0,.04); font-size: 14px; font-weight: 800; text-decoration: none; transition: transform .2s, box-shadow .2s, background .2s; }.whatsapp-float:hover, .whatsapp-float:focus-visible { transform: translateY(-3px); background: #1fbd5b; box-shadow: 0 16px 38px rgba(6,40,75,.36); }.whatsapp-float img { width: 29px; height: 31px; object-fit: contain; filter: grayscale(1) brightness(0) invert(1); }

.reveal { opacity: 1; transform: none; }

@media (max-width: 980px) {
  .section { padding: 88px 0; }
  .hero-layout { grid-template-columns: 1fr; gap: 70px; }.hero { padding-top: 150px; }.hero-copy { max-width: 760px; }.hero-visual { width: min(560px, 92%); margin-inline: auto; }
  .intro-layout, .contact-layout, .method-layout { gap: 60px; }
  .services-grid { grid-template-columns: repeat(2, 1fr); }.service-card.wide { grid-column: 1 / -1; }
  .insurance-card { padding: 32px; }
  .main-nav { gap: 20px; }.main-nav > a:not(.button) { display: none; }
}

@media (max-width: 720px) {
  .container { width: min(100% - 32px, 1180px); }.section { padding: 72px 0; }
  .menu-toggle { display: block; }.main-nav { position: absolute; left: 16px; right: 16px; top: 70px; display: none; flex-direction: column; align-items: stretch; gap: 0; padding: 12px; color: var(--navy-900); background: white; box-shadow: var(--shadow); }.main-nav.open { display: flex; }.main-nav > a:not(.button) { display: block; padding: 14px; }.main-nav .button { margin-top: 8px; }
  .menu-toggle[aria-expanded="true"] span:nth-of-type(2) { transform: translateY(7px) rotate(45deg); }.menu-toggle[aria-expanded="true"] span:nth-of-type(3) { opacity: 0; }.menu-toggle[aria-expanded="true"] span:nth-of-type(4) { transform: translateY(-7px) rotate(-45deg); }
  .hero { min-height: 0; padding: 132px 0 85px; }.hero h1 { font-size: clamp(44px, 13vw, 62px); }.hero-lead { font-size: 16px; }.hero-actions { align-items: stretch; flex-direction: column; gap: 20px; }.text-link { text-align: center; }.hero-trust { flex-direction: column; gap: 12px; }.hero-visual { width: 100%; }.risk-card { padding: 24px 18px 28px; }.risk-points > div { padding-inline: 7px; }.floating-note { right: 12px; }
  .intro-layout, .method-layout, .contact-layout { grid-template-columns: 1fr; gap: 45px; }.intro-text { padding-top: 25px; }
  .section-heading { display: block; }.section-heading > p { width: auto; margin-top: 20px; }
  .services-grid { grid-template-columns: 1fr; }.service-card { min-height: 0; }.service-card.wide { grid-column: auto; display: block; }.service-card.wide .service-icon { margin-bottom: 55px; }.service-card.wide ul { padding: 20px 0 0; border-left: 0; border-top: 1px solid var(--line); }
  .insurance-grid { grid-template-columns: 1fr; }.insurance-card { min-height: 0; padding: 28px 23px; }.insurance-card li { grid-template-columns: 1fr; gap: 5px; }.general-categories { grid-template-columns: 1fr; }
  .field-row { grid-template-columns: 1fr; gap: 0; }.contact-form { padding: 25px 20px; box-shadow: 7px 7px 0 var(--ice); }
  .footer-inner { grid-template-columns: 1fr; text-align: center; justify-items: center; }.copyright { grid-column: auto; }.site-footer nav { order: 2; }.site-footer .copyright { order: 3; }
  .whatsapp-float { right: 14px; bottom: 14px; width: 150px; height: 56px; padding: 0 16px; }
}

@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } *, *::before, *::after { animation-duration: .01ms!important; transition-duration: .01ms!important; } .reveal { opacity: 1; transform: none; } }